Paylio vs Polar

Both built for developers. Polar is open source and great for OSS monetization. Paylio is simpler for SaaS subscriptions with flat pricing.

Feature
Paylio
Polar
Free tier
Up to 100 subs
Free (4% fee)
Pricing model
Flat monthly ($19/mo)
4% + 40¢ per transaction
Built-in entitlements
Yes
License keys & benefits
Visual plan builder
Yes (no-code)
No
Multi-gateway routing
Stripe + Razorpay
Stripe only
Open source
SDKs open source
Fully open source (Apache 2.0)
GitHub integration
No
Repo access, Discord roles
Embeddable checkout
Yes (iframe widget)
Storefront
Integration speed
~5 minutes
~30 minutes
MRR dashboard
Yes
Basic analytics

Different Tools for Different Use Cases

Polar excels at open source monetization — it integrates directly with GitHub repos and Discord, offering access grants as subscription benefits. If you're monetizing an open source project, Polar is purpose-built for that.

Paylio is built for SaaS subscription management. One API call to check any user's subscription, built-in entitlements, and a visual plan builder. No per-transaction fees eating into your margins.

Choose Paylio if:

  • You're building a SaaS product and want the simplest subscription integration
  • You want flat pricing that doesn't scale with revenue
  • You need multi-gateway support (Stripe + Razorpay)
  • You want a visual plan builder to design pricing without code

Choose Polar if:

  • You're monetizing an open source project
  • You want to gate GitHub repo access or Discord roles by subscription
  • You prefer a fully open source billing platform

SaaS Subscriptions Made Simple

One API call. Built-in entitlements. Free up to 100 subscribers.

Get Started Free